Saturday, May 21, 2011

Car Accident Compensation Claim without Auto Insurance- Possible ...

Going by the book driving without any insurance coverage constitutes as a violation of law that can result in you being cited or might have to go behind the bars. The story doesn?t end here; this can also cause your car to be taken possession of. So the million dollar question that arises here is ?whether we can claim car accident compensation without having auto insurance? Let?s find out the answer and the way out of this situation. Car-Accident-Compensation-Claim

Look for Cover

You are doing nothing short of inviting the troubles like law suits, compensation of the damage you caused to the property of other affected party and so on, by driving without any insurance coverage. So you would be better advised to get a minimum insurance coverage that the law of the land requires.

Car with Insurance Coverage vs Car without Insurance Coverage

Imagine a situation if a car with insurance coverage has an accident with a car having no insurance coverage. Insurance company will not differentiate between the persons got injured and the property damaged. So if you happen to be have no-insurance-coverage car you may be compensated for injury caused to your and for the damage to your property if and only if the mishap is committed by the driver with insurance policy and that mistake falls into the terms of insurance company?s policy.

The insurance company will go to any length to see if there are any laws under which you could be prosecuted for driving uninsured.

?????? Rational Course of Action

If you and your property have received severe injuries then the best course of action for you to follow would be to hire the services of a personal injury attorney, as these guys know the laws of the land pertaining to your situation like the back of their hand and will defend you against the insurance company?s lawyers.

????????? Getting a Personal Injury Attorney

Consult with all the personal injury law firms in your area to find the one that suits you best from all point of views, take a note of their expertise and success rate, in other words their track record in such cases.

Then settle with them the matter of compensation, they normally get a percentage of the final settlement which is appropriately called ?working on contingency?.

Contingency fees has an advantage, these firms will not take your case if they are not confident about your chances of winning the case, because this would only be their way to get paid.

All things considered, at the end of the day it would be for you own good if you get yourself covered with an insurance policy.

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Source: http://www.theinsuranceqoutes.com/car-accidents/car-accident-compensation-claim-without-auto-insurance-possible-or-not/

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